Accessory dwelling units (ADUs) are transforming how Georgians think about housing, offering homeowners the opportunity to generate rental income, house family members, or simply maximize their property's potential. As we enter 2026, Georgia continues to evolve its approach to ADUs, with more cities and counties embracing these versatile housing options than ever before.

This comprehensive guide covers everything you need to know about ADUs in Georgia—from which jurisdictions allow them to the specific regulations, permit costs, and timelines you can expect throughout the state.

Understanding ADUs in Georgia

An accessory dwelling unit is a secondary housing unit on a single-family residential lot. These units go by many names: granny flats, in-law suites, backyard cottages, or carriage houses. In Georgia, ADUs typically fall into three categories:

  • Detached ADUs: Standalone structures separate from the main house, often called backyard tiny homes or guest houses
  • Attached ADUs: Units connected to the primary residence, such as additions or converted garages
  • Internal ADUs: Conversions of existing space within the home, like basement apartments

Georgia has seen increasing interest in ADUs due to rising housing costs, an aging population seeking multigenerational living options, and the growing popularity of remote work creating demand for separate home office spaces.

Georgia Statewide ADU Legislation Overview

Unlike California, which passed statewide ADU legislation mandating that local jurisdictions allow ADUs, Georgia takes a more decentralized approach. In Georgia, ADU regulations are determined at the local level—meaning each city and county sets its own rules regarding whether ADUs are permitted, and if so, under what conditions.

According to the Georgia State Legislature, local governments have broad authority over zoning and land use decisions through their municipal and county codes. This means homeowners must check with their specific city or county planning department to understand what's allowed on their property.

The Atlanta Regional Commission (ARC) has been actively promoting ADUs as a strategy to address the region's affordable housing shortage and has published guidance documents encouraging local jurisdictions to adopt ADU-friendly policies.

Atlanta Metro Area: ADU Regulations by Jurisdiction

The Atlanta metropolitan area represents the largest concentration of ADU-friendly jurisdictions in Georgia. Here's what homeowners need to know about ADU regulations in the metro's key cities and counties:

City of Atlanta

Atlanta has been a leader in ADU adoption in Georgia. The city permits both attached and detached ADUs throughout most residential zones. For comprehensive details on Atlanta's ADU rules, see our guide on whether ADUs and backyard homes are legal in Atlanta.

Key Atlanta ADU Requirements:

  • Maximum size: 750 square feet or 50% of the primary dwelling's floor area (whichever is less)
  • Height limit: 20 feet for detached ADUs
  • Setbacks: Must meet residential zone requirements (typically 5-7 feet from side and rear property lines)
  • Parking: One additional off-street parking space required in most zones
  • Owner occupancy: Owner must live in either the main house or the ADU

The city's "Re-ADU" program through Invest Atlanta has created over 50 new units since 2017, providing financial incentives for homeowners building ADUs.

DeKalb County

DeKalb County has relatively progressive ADU regulations for the Atlanta metro. Learn more specifics in our detailed article about building an ADU in DeKalb County, Georgia.

DeKalb County ADU Requirements:

  • Maximum size: Up to 900 square feet for attached ADUs
  • Types permitted: Attached ADUs, garage conversions, basement apartments, backyard cottages
  • Lot size minimum: Varies by zoning district
  • Special use permit may be required in some zones

City of Decatur

The City of Decatur has embraced ADUs as part of its housing diversity strategy. The city allows various ADU types in residential zones.

Decatur ADU Requirements:

  • Maximum size: Typically 800 square feet
  • Must maintain neighborhood character
  • Design review may be required in historic districts
  • Height restrictions apply to detached structures

Fulton County (Unincorporated)

Unincorporated Fulton County permits accessory dwelling units with certain restrictions. Homeowners in unincorporated areas should consult the Fulton County Department of Planning and Community Development.

Fulton County ADU Guidelines:

  • Permitted in most single-family residential zones
  • Size limits vary by zoning classification
  • Must meet building code requirements
  • Utilities must be connected to main property

Gwinnett County

Gwinnett County has specific provisions for accessory dwelling units, though regulations are more restrictive than in the City of Atlanta.

Gwinnett County ADU Requirements:

  • Special use permit often required
  • Maximum size typically 40% of primary structure
  • Must be owner-occupied property
  • Short-term rentals may have additional restrictions

Cobb County

Cobb County allows accessory structures in residential zones, though ADU-specific regulations vary by zoning district.

Cobb County Considerations:

  • Check specific zoning district requirements
  • Building permits required for all structures
  • Septic system capacity may be a limiting factor in some areas

Clayton and Henry Counties

Both Clayton and Henry counties in the southern metro have provisions for accessory dwelling units, though they tend to have more conservative regulations compared to intown Atlanta jurisdictions.

Other Georgia Cities and Counties with ADU Provisions

City of Savannah

Savannah has permitted accessory dwelling units, particularly in areas outside the historic district core. The city's focus on preserving architectural character means design review is important for ADU projects.

Savannah ADU Highlights:

  • Carriage houses have historical precedent in the city
  • Design compatibility with neighborhood context is emphasized
  • Historic district has additional review requirements

Athens-Clarke County

Home to the University of Georgia, Athens-Clarke County has recognized the value of ADUs in providing diverse housing options for students, faculty, and families.

Athens-Clarke County ADU Guidelines:

  • Permitted in multiple residential zoning districts
  • Size limits typically apply
  • May require administrative approval or special use permit

Macon-Bibb County

The consolidated Macon-Bibb County government has been working to update its zoning code to better accommodate accessory dwelling units as part of broader housing initiatives.

Rural vs. Urban County Differences in Georgia

Understanding the distinction between urban and rural jurisdictions is crucial when planning an ADU project in Georgia.

Urban and Suburban Counties

Metro Atlanta counties and other urban areas typically have:

  • More detailed ADU-specific regulations
  • Established permitting processes for ADUs
  • Public sewer and water connections required
  • Stricter setback and lot coverage requirements
  • Design review processes in some neighborhoods
  • Higher permit fees but more predictable timelines

Rural Counties

Georgia's rural counties often have:

  • Less specific ADU regulations (may fall under general accessory structure rules)
  • Larger minimum lot sizes
  • Septic system requirements that may limit ADU feasibility
  • More flexibility in structure placement on larger properties
  • Lower permit fees but potentially longer review times
  • Limited inspection services

Before building an ADU in a rural Georgia county, consult with the county's building department and health department (for septic system approval) to understand all requirements.

Permit Costs by Georgia County

ADU permit costs vary significantly across Georgia jurisdictions. Here's an overview of what homeowners can expect:

Atlanta Metro Area Permit Costs

JurisdictionBuilding PermitImpact FeesPlan Review
City of Atlanta$1,500 - $3,500Varies by project$300 - $800
DeKalb County$1,200 - $3,000May apply$200 - $600
Gwinnett County$1,500 - $4,000Development fees apply$300 - $700
Cobb County$1,300 - $3,500Varies$250 - $600
Fulton County (Uninc.)$1,400 - $3,200May apply$250 - $550

Additional fees to budget for:

  • Utility connection fees: $2,000 - $8,000 depending on jurisdiction and distance to connections
  • Septic permit (if applicable): $500 - $1,500
  • Electrical permit: $100 - $300
  • Plumbing permit: $100 - $300
  • Fire department review (some jurisdictions): $100 - $500

Timeline Expectations for Georgia ADU Projects

Building an ADU in Georgia typically follows this timeline:

Pre-Construction Phase (2-6 months)

  • Feasibility research: 1-2 weeks to verify zoning and requirements
  • Design and architecture: 4-8 weeks for plans (determining the best size for your ADU is an important early decision)
  • Plan review and permitting: 4-12 weeks depending on jurisdiction complexity

Construction Phase (3-6 months)

  • Site preparation and foundation: 2-4 weeks
  • Framing and rough-in: 3-5 weeks
  • Utilities and systems: 2-4 weeks
  • Finishing work: 4-8 weeks
  • Inspections and final approval: 1-3 weeks

Total timeline: Most ADU projects in Georgia take 6-12 months from initial planning to move-in ready, though complex projects or those requiring special approvals may take longer.

Factors That Can Extend Timeline

  • Special use permit requirements (adds 2-4 months)
  • Historic district review (adds 1-3 months)
  • Septic system design and approval (adds 1-2 months)
  • Material shortages or contractor availability
  • Inspection scheduling delays

Financing Options for ADUs in Georgia

Georgia homeowners have several financing options available for ADU construction:

Home Equity Options

  • Home Equity Line of Credit (HELOC): Variable rate line of credit secured by home equity. Interest may be tax-deductible. Popular for ADU projects due to flexibility.
  • Home Equity Loan: Fixed-rate loan based on existing equity. Predictable payments for budgeting.
  • Cash-Out Refinance: Replace existing mortgage with larger one to access equity. May offer lower rates than HELOC.

Construction Loans

  • Construction-to-Permanent Loan: Converts to permanent mortgage after construction. Single closing reduces costs.
  • Standalone Construction Loan: Short-term loan for construction phase only. Requires separate permanent financing.

Government and Special Programs

  • Invest Atlanta Re-ADU Program: Provides incentives for ADU construction in Atlanta. Check current program availability and requirements.
  • FHA 203(k) Renovation Loans: Can be used for ADU additions to existing properties.
  • Georgia Dream Homeownership Program: May have options for properties with ADU potential.

Alternative Financing

  • Personal loans: Unsecured options for smaller projects
  • ADU-specific lenders: Specialized financing companies focusing on accessory dwelling units
  • Manufacturer financing: Available for prefab or modular ADUs

When evaluating financing options, consider the total cost of your ADU project (typically $100,000-$350,000 for new construction in Georgia) and the potential rental income or property value increase the ADU will provide.

Benefits of Building an ADU in Georgia

Georgia homeowners choose to build ADUs for numerous compelling reasons:

Financial Benefits

  • Rental income: ADUs in Atlanta metro can generate $1,200-$2,500+ monthly rental income
  • Property value increase: ADUs typically add 20-30% to property values
  • Cost-effective housing: Per-square-foot costs often lower than primary homes

Lifestyle Benefits

  • Multigenerational living: Keep family close while maintaining privacy
  • Home office space: Separate work-from-home environment
  • Guest accommodations: Comfortable space for visitors
  • Aging in place: Single-story accessible living option

Community Benefits

  • Adds housing stock without changing neighborhood character
  • Provides affordable rental options in established communities
  • Utilizes existing infrastructure efficiently

Frequently Asked Questions: ADUs in Georgia

Can I build an ADU on any residential property in Georgia?

No, ADU regulations vary by city and county in Georgia. You must check with your local planning or zoning department to confirm whether ADUs are permitted in your specific zoning district. Generally, ADUs are allowed in most single-family residential zones in urban areas like Atlanta, Decatur, and Savannah, but rural counties may have different or more limited provisions.

Do I need to live on the property if I have an ADU in Georgia?

Owner-occupancy requirements vary by jurisdiction. The City of Atlanta requires the property owner to live in either the main house or the ADU. Some counties have similar requirements, while others may allow absentee ownership. Check your local regulations, as violating owner-occupancy requirements can result in fines or loss of ADU approval.

How much does it cost to build an ADU in Georgia?

ADU construction costs in Georgia typically range from $100,000 to $350,000, depending on size, finishes, and whether it's attached or detached. A basic 500-square-foot detached ADU might cost $120,000-$180,000, while a larger 800-square-foot unit with high-end finishes could exceed $250,000. Permit fees, utility connections, and site preparation add $5,000-$20,000 to total project costs.

Can I use my Georgia ADU as a short-term rental on Airbnb or VRBO?

Short-term rental regulations are separate from ADU regulations and vary significantly across Georgia. Atlanta has a short-term rental licensing program with specific requirements. Many suburban counties restrict or heavily regulate short-term rentals. Before planning to use your ADU for short-term rental income, verify both ADU regulations and short-term rental ordinances in your jurisdiction.

How long does it take to get an ADU permit approved in Georgia?

Permit approval timelines vary by jurisdiction. In the City of Atlanta, plan review typically takes 4-8 weeks. DeKalb County and other metro counties may take 4-12 weeks. Projects requiring special use permits or historic district approval can add 2-4 months to the process. Working with an experienced local architect or contractor familiar with your jurisdiction's process can help expedite approvals.

Getting Started with Your Georgia ADU Project

If you're considering building an ADU in Georgia, here are the recommended first steps:

  1. Research your jurisdiction's regulations: Contact your city or county planning department to understand what's allowed
  2. Evaluate your property: Consider lot size, utilities, setbacks, and access
  3. Determine your budget and financing: Understand total project costs and explore financing options
  4. Consult with professionals: Architects, contractors, and ADU specialists can provide valuable guidance
  5. Plan for the timeline: ADU projects typically take 6-12 months from start to finish

Georgia's ADU landscape continues to evolve as more jurisdictions recognize the value these units bring to communities. Whether you're in metro Atlanta, Savannah, or a growing suburban county, an ADU can provide valuable living space, rental income, and increased property value for years to come.

Sources: Georgia State Legislature, Atlanta Regional Commission, City of Atlanta Department of City Planning, DeKalb County Planning and Sustainability, Invest Atlanta